Deposit Rates
The Annual Percentage Yield (APY) quoted for Deposit Rates below are accurate as of November 8th, 2024 and are subject to change at any time.
Checking
PRODUCT | MINUMUM BALANCE TO OBTAIN APY | ANNUAL PERCENTAGE YIELD (APY) |
---|---|---|
Community Plus Checking (Personal) | $500.00 and up | 0.03% |
Community Plus Business Checking | $500.00 and up | 0.03% |
Community Plus Business Advantage | $5,000 - $49,999.99 | 0.03% |
$50,000 - $99,999.99 | 0.05% | |
$100,000 - $249,999.99 | 0.08% | |
$250,000 and up | 0.15% |
Fees and withdrawals could reduce earnings on the account. For variable rate accounts, the interest rate and Annual Percentage Yield (APY) may change after the account is opened. Balance Requirements may apply to avoid fees. Call or visit local branch for details.
Money Market Accounts
PRODUCT | MINUMUM BALANCE TO OBTAIN APY | ANNUAL PERCENTAGE YIELD (APY) |
---|---|---|
Community Money Market $1,000 deposit to open this account. |
$0.01 - $9,999.99 | 0.20% |
$10,000 - $24,999.99 | 0.20% | |
$25,000 - $74,999.99 | 0.25% | |
$75,000 and up | 0.50% | |
Community Plus Money Market $50,000 deposit to open this account. |
$0.01 - $99,999.99 | 0.25% |
$100,000 - $249,999.99 | 040% | |
$250,000 - $499,999.99 | 0.65% | |
$500,000 - $999,999.99 | 0.70% | |
$1,000,000 and up | 0.75% |
Fees and withdrawals could reduce earnings on the account. Money Market Deposit Accounts are variable rate accounts and the interest rate and Annual Percentage Yield (APY) may change after the account is opened. Balance Requirements may apply to avoid fees. Call or visit local branch for details.
Savings
PRODUCT | MINUMUM BALANCE TO OBTAIN APY | ANNUAL PERCENTAGE YIELD (APY) |
---|---|---|
Community Savings | *N/A | 0.10% |
Youth Savings | *N/A | 0.10% |
Community Plus Savings (Personal or Business) |
$0.01 - $50,000 | 0.15% |
$50,000.01 and up | 0.15% to 0.10% | |
Christmas Club - Coupon Book | *N/A | 0.10% |
Christmas Club - Direct Debit | *N/A | 0.25% |
*Not Applicable
Fees and withdrawals could reduce earnings on the account. For variable rate accounts, the interest rate and Annual Percentage Yield (APY) may change after the account is opened. Balance Requirements may apply to avoid fees. Call or visit local branch for details.
A $5.00 minimum deposit is needed to open Savings Account. Penalties will or may be imposed for early withdrawal on Christmas Club Accounts, which have a 12-month term.
Certificates of Deposits & IRAs, CDs
TERM | ANNUAL PERCENTAGE YIELD (APY) |
---|---|
3 Months | 4.50% |
6 Months | 4.30% |
9 Months | 3.20% |
12 Months | 3.10% |
18 Months | 3.10% |
24 Months | 2.60% |
30 Months | 2.20% |
36 Months | 2.20% |
48 Months | 2.20% |
60 Months | 2.20% |
Fees and interest withdrawals could reduce earnings on the account. A penalty may be imposed for early withdrawal on Certificates of Deposit. A $500 minimum deposit is required to obtain APY. Call or visit local branch for details.
CD Specials (Includes IRA CDs)
TERM | ANNUAL PERCENTAGE YIELD (APY) |
---|---|
7 Months | 4.25% |
9 Months | 4.15% |
14 Months | 4.00% |
19 Months | 3.25% |
25 Months | 3.00% |
35 Months | 3.00% |
59 Months | 3.00% |
Fees and interest withdrawals could reduce earnings on the account. A penalty may be imposed for early withdrawal on Certificates of Deposit. A $500 minimum deposit is required to obtain APY. Call or visit local branch for details.
HSA Accounts
PRODUCT | MINUMUM BALANCE TO OBTAIN APY | ANNUAL PERCENTAGE YIELD (APY) |
---|---|---|
HSA Checking (Individual & Family) $50 minimum to open account |
$0.01 - $500 | 0.05% |
$500.01- $5,000 | 0.10% | |
$5,000.01 - $20,000 | 0.15% | |
$20,000.01 – and up | 0.20% | |
HSA Investment (Individual & Family) $50 minimum to open account |
$0.01 - $5,000 | 0.10% |
$5,000.01 - $15,000 | 0.15% | |
$15,000.01 - $20,000 | 0.20% | |
$20,000.01 – and up | 0.25% |
Fees and withdrawals could reduce earnings on the account. HSA Accounts are variable rate accounts and the interest rate and Annual Percentage Yield (APY) may change after the account is opened. Balance Requirements may apply to avoid fees. Call or visit local branch for details.